Finance Foundations
Finance Foundations overviewBookkeepingPayrollManagement AccountsYear-End AccountsVATSelf-AssessmentsCompany FormationXeroFinance Operations
Finance Operations overviewFractional Financial ControllerCredit ControlCash Flow ManagementSEIS and EISR & DFinance SystemsFractional CFO
Fractional CFO overviewForecasting & ModellingBoard ReportingEMI and Share OptionsKPIs & Strategic FinanceWho We Work With
Who We Work With overviewResources
Resources overviewKnow what your numbers mean. Make better decisions.
AI Accounts is an outsourced finance function for profitable, owner-managed UK businesses turning over £1m to £15m. We run bookkeeping, payroll, VAT and year-end, produce monthly management accounts and cash flow reporting, and add a fractional CFO when you need one. Finance Operations starts at £1,500 + VAT a month and Fractional CFO at £3,000 + VAT.
What we do for owner-managed businesses
Finance support for owner-managed UK businesses, from day-to-day bookkeeping to board-level strategy. Clean books, clear cash visibility and a finance partner who tells you what the numbers actually say. Fixed monthly fees. No long contracts.
Most founders are flying blind on their numbers
The bookkeeping gets done, but the reports turn up too late to act on. You are profitable on paper, yet cash is tight. You want to hire, but you cannot say for certain what the business can afford. Your accountant tells you what happened months ago, not what to do next.
That is the gap. It sits between basic bookkeeping and a full-time finance hire, and it is where most growing businesses lose money and confidence.
Finance support that grows with your business
Three clear packages that grow with you, from solid foundations to strategic finance input. Start where you are. Move up when you need to.
Finance Foundations
Bookkeeping, payroll, VAT and compliance handled properly, so your numbers are accurate and your deadlines are covered.
- Bookkeeping & reconciliations
- Payroll, VAT & pensions
- Year-end accounts & Corporation Tax
Most popular
Finance Operations
Stronger reporting, cash flow visibility, KPIs and better systems, so you can run the business with real clarity and control.
- Monthly management accounts
- Cash flow reporting & KPIs
- Finance systems & review meetings
Fractional CFO
Forecasting, board and investor reporting, fundraising and strategy, senior finance input without the cost of a full-time hire.
- Forecasting & financial modelling
- Board & investor reporting
- Funding & investor readiness
A 13-week view of your cash
Clear numbers, better visibility. Accurate reporting, stronger cash flow visibility and useful insight, so you can make decisions with confidence.
See the Cash Visibility Sprint| Week | Receipts | Payments | Net | Closing |
|---|---|---|---|---|
| 1 · 5 Oct | 31,400 | 24,100 | 7,300 | 71,500 |
| 4 · 26 Oct | 22,800 | 41,600 | (18,800) | 49,300 |
| 6 · 9 Nov | 19,500 | 44,200 | (24,700) | 27,100 |
| 9 · 30 Nov | 24,000 | 32,700 | (8,700) | 18,400 |
| 13 · 28 Dec | 38,900 | 26,300 | 12,600 | 43,800 |
How much visibility do you really have over your numbers?
- When do your management accounts land each month?
- Can you say what your cash runway is right now?
- Before a big decision (a hire, a price change), can you model it?
More than year-end accounts
- Our prices are published
- Finance Foundations from £450, Finance Operations from £1,500 and Fractional CFO from £3,000, all + VAT a month. Fixed monthly fees and no long contracts. See our pricing.
- Monthly management accounts from £1,500
- Finance Operations includes monthly management accounts with commentary, plus cash flow and KPI reporting, so you can see where the business is every month.
- A free Finance Gap Analysis
- For owner-managed businesses turning over £1m to £15m. Answer eight questions and we read them alongside your Companies House filings. You get a two-page report that scores your finance across six areas and names the three biggest gaps. Request yours.
- Xero Silver Partner, qualified accountants
- We work in Xero every day, and your year-end accounts and tax are handled by qualified accountants. See how we work.
We’re more than accountants, we’re strategic partners.Anna Stafford, Founder · ★★★★★ 5.0 on Google · Read the case studies
Web hosting SaaS · client for 8+ years£120,000+20i
We streamlined the finance function, strengthened reporting and cut cost as the business grew. In year one, an R&D tax claim recovered over £120,000.
“Working with AI Accounts is like having your very own financial controller within your business.”
AdTech SaaS · client for 4+ years4+ yearsA fast-growing AdTech platform
Full finance operations and fractional CFO support: real-time reporting, budgets and forecasting, so the founders track performance against plan rather than guess.
“Anna and AI Accounts are very competent, receptive and solution-focused, and I trust their advice.”
In their words
20 Google reviews
Working with Anna and the team at AI Accounts has been a breath of fresh air at our SaaS start up. The team are proactive, knowledgable , have got to grips with our companies systems and financials so quickly , and are already making our lives easier.
We (Multiplier) have been getting payroll assistance from AI Accounts LTD for the past 4 years… the pay-runs are always on time, and accuracy is excellent… Their support team responds quickly and knows HMRC requirements well.
I’ve had the pleasure of working with Anna and the team for years! Such a knowledgable, dedicated and caring team. Highly recommend.
Getting started is simple
Book a 15-minute call
We learn about your business and what is slowing you down. No pitch, no pressure.
Get a scoped proposal
Fixed monthly fee, clear on what is included, matched to the level of support you actually need.
We handle the switch
Full handover including professional clearance and moving your data, with no gap in filings. Free from Xero.
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★ Add us as a preferred sourceFrequently asked questions
Who do you work with?
Owner-managed UK limited companies, usually turning over £1m to £15m. We work with limited companies only, so we don’t take on sole traders.
How much does it cost?
Our fees are fixed and monthly, and they’re published on our pricing page. Finance Foundations is from £450, Finance Operations from £1,500 and Fractional CFO from £3,000, all + VAT a month. There are no long contracts. Our guide to fractional CFO cost in the UK compares the options.
Which package do I need?
Finance Foundations covers bookkeeping, payroll, VAT, year-end accounts and corporation tax. Finance Operations adds monthly management accounts, cash flow and KPI reporting. Fractional CFO is for the bigger decisions on hiring, pricing and growth, with forecasting and scenario planning. If you’re not sure, take the 2-minute finance check or book a 15-minute call.
Can you take over from our current accountant?
Yes. We handle the whole switch for you, including the handover from your current accountant, and there’s no charge for the move.
Do we need to use Xero?
We work in Xero and are a Xero Silver Partner. If you use something else, talk to us and we’ll tell you what moving across would involve.
Who will actually do the work?
Anna is your main point of contact. The day-to-day work is done by our delivery team under UK oversight, and your year-end accounts and tax are handled by qualified accountants.
Stop guessing what the business can afford
In 15 minutes you will know whether we are the right fit and roughly what it would cost. No pitch, no pressure.
Not ready for a monthly service? Start with the Cash Visibility Sprint.
A fixed-price diagnostic. In 10 working days you get a 13-week cash forecast, the pressure points, and a plan for what to do about them.
£1,495 + VAT · See the Sprint →