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Pricing

Finance support priced around your business.

Simple, fixed monthly pricing for established, owner-managed UK businesses. No long contracts, no surprise bills, and a free, fully managed switch if you are moving from Xero.

★★★★★  5.0 on Google •No long contracts •Fixed monthly fees •A team, not a single hire
Thinking of switching accountants?

We handle the whole move for you.

If you have outgrown your current accountant or want more proactive support, switching is straightforward. We manage the entire transition, from professional clearance with your previous accountant to transferring your records and software, with no gap in your filings or reporting.

Moving from Xero? Switch for free On other software? From £100 + VAT No long contract, ever

Which level of support is right for you?

Answer two quick questions and we will point you to the best fit.

The three core packages

Choose the right level of finance support

From solid foundations to CFO-level input. All prices are starting points, exclusive of VAT, and scoped to your business.

Recommended for you
Finance Foundations
£450 + VAT
From, per month
For owner-managed businesses that want the finance basics handled properly. Accurate records, compliance and payroll, done on time, every time.
Best fit ifYou are owner-managed, have no in-house finance team, and want accurate records, compliance and fewer admin headaches.
Less than a part-time bookkeeper, and you get a team behind you, not one person.
Recommended for you
Fractional CFO
£3,000 + VAT
From, per month
For profitable, owner-managed businesses that want senior finance input on growth, cash and the decisions that build value, without a full-time hire.
  • Budgeting, forecasting & financial modelling
  • Cash flow planning & scenario planning
  • Hiring, spending & growth decisions, backed by the numbers
  • Profit extraction & tax planning (salary versus dividends)
  • Board & investor reporting where it is needed
  • Strategic finance meetings
Best fit ifYou are making bigger calls on hiring, spending and growth, want to plan your drawings and tax, and need senior finance input but not a full-time hire.
A fraction of a full-time Finance Director or CFO, which runs £100k to £200k or more once loaded. Senior finance, only when you need it.
What is included Finance Foundationsfrom £450 +VAT/mo Finance Operationsfrom £1,500 +VAT/mo Fractional CFOfrom £3,000 +VAT/mo
Bookkeeping & reconciliationsIncludedIncludedAdd Operations
Payroll & pensionsIncludedIncludedAdd Operations
VAT returnsIncludedIncludedAdd Operations
Year-end accounts & Corporation TaxIncludedIncludedAdd Operations
Management accounts & commentaryQuarterlyMonthlyMonthly
Cash flow reporting & KPIs–IncludedIncluded
Finance systems & process improvement–IncludedIncluded
Regular finance review meetings–IncludedIncluded
Budgeting, forecasting & modelling––Included
Profit extraction & tax planning––Included
Board & investor reporting––Included
Strategic finance support–LightIncluded

Higher tiers can include the work from lower tiers. We scope every proposal to your business.

The real cost of a hire

What is a finance hire really costing you?

Drag the slider to a salary. We will show the true year-one cost once you add employer NI, pension and recruitment, next to the equivalent from AI Accounts.

£70,000
Their salary
£30k£160k

A full-time hire, year one

Salary£70,000
Employer NI (15% over £5k)£9,750
Pension (3%)£2,100
Recruitment (20%, one-off)£14,000
True year-one cost£95,850

The same work, from AI Accounts

Closest fit: Finance Operations, from £1,500 + VAT / month
Annual fee, from£18,000
Recruitment cost£0
Employer NI & pension£0
Year one, from£18,000
In year one that is roughly £77,850 less, and you get a whole team, not one hire.
An estimate for illustration, not a quote. Hire costs assume 15% employer NI above the £5,000 secondary threshold (2025/26), a 3% pension contribution and a 20% one-off recruitment fee, before software, holiday cover and onboarding time. AI Accounts fees are starting points, scoped to your business.
Anna Stafford, Founder of AI Accounts

Most accountants will not put a price on their website. You have to book a call, sit through a pitch and wait for a quote. I always thought that was a bit backwards. You have a business to run, and you should be able to see roughly what something costs before you give up an hour of your day.

So here it is, in plain numbers. They are starting points, because a ten-person company and a fifty-person one do not need the same thing. But you can see where we begin, and whether we are in your range, before we ever speak.

If you want the exact figure for your business, that is what the intro call is for. No pitch, no pressure, just a straight answer.

AnnaAnna Stafford, Founder
Specialist tax and equity

The work a generic accountant usually cannot do

Specialist tax and equity support, available as standalone projects alongside any package.

R&D Tax Credits

20% of your claim

We review eligibility, build strong evidence and align the claim with your accounts, with fixed-fee options for larger or simpler claims.

Explore R&D support →

SEIS / EIS Support

Advance assurance from £500 + VAT

We prepare and submit your advance assurance application and handle HMRC queries, then support SEIS1/EIS1 and certificate compliance after you raise.

Explore SEIS/EIS →

EMI Share Options

From £1,500 + VAT

HMRC share valuation, scheme documentation and notifications so you can reward your team tax-efficiently. Full scheme setup scoped to you.

Explore EMI options →
Optional extras

Add-on support, priced simply

One-off and extra services you can add to any package. Indicative starting prices, all excluding VAT.

  • Personal tax return (self assessment)From £300
  • Company formationFrom £150
  • VAT or PAYE registrationFrom £150
  • P11Ds & PAYE Settlement AgreementsFrom £150
  • Forecast update for existing clientsFrom £995
  • Business planFrom £750
  • Strategy workshopFrom £750
  • Investor readiness projectFrom £1,500
  • Credit control supportScoped to you
  • Extra payroll runs & payment runsScoped to you

Need something that is not listed? We will scope it clearly up front, so there are no surprise bills.

Ask us to scope an add-on
How pricing works

A clear, fixed monthly fee, every time

1

We understand your business

Your size, team, systems, transaction volume and reporting needs.

2

We recommend the right level

Foundations, Operations or Fractional CFO, matched to where you are.

3

You get a clear monthly fee

A fixed proposal, so you know exactly what is included and what is not.

4

We review as you grow

We adjust the support so your finance function keeps pace with the business.

★★★★★

One client saved over £120,000 in year one.

See how we helped 20i, a bootstrapped, profitable business, streamline its finance function, strengthen reporting and cut cost as it grew, and what we could do for a business like yours.

Read the case studies
Good to know

Pricing & switching FAQs

Every price is a starting point. We scope the fee to the size and complexity of your finance function, then fix it monthly. A larger or more complex business pays more than the “from” figure, and we agree that clearly up front, with no surprise bills.

Because the cheapest option is usually a single person or sole-trader-rate bookkeeping, and neither runs a finance function. Our fees buy a team, proper reporting and senior input, for less than the loaded cost of the equivalent hire.

No. We manage the whole handover, including the professional clearance letter to your old accountant and moving your data across, with no gap in your filings. If you are on Xero we switch you for free; from other software it starts from £100 + VAT depending on size.

The prices shown are starting points and exclude VAT. Once we understand your business we give you a clear, fixed monthly fee so there are no surprises.

No. We work on a monthly rolling basis with clear terms and notice periods. You are never locked in.

Yes. Many clients start with Finance Foundations and move into Finance Operations or Fractional CFO support as they grow.

Yes. If you already have internal finance support we work alongside them. This is common for Finance Operations and Fractional CFO clients.

We arrange a short intro call, understand your setup and recommend the right level of support. You then receive a proposal with a clear monthly fee.

Get pricing that fits your business.

Your finance support should match your business, not force you into the wrong package. If you are unsure, we will help you work it out.

Prefer to talk now? Call 020 3693 3967 or email anna@aiaccounts.co.uk

Start here

Not ready for a monthly service? Start with the Cash Visibility Sprint.

A fixed-price diagnostic. In 10 working days you get a 13-week cash forecast, the pressure points, and a plan. £1,495 plus VAT. No retainer required.

See the Cash Visibility Sprint