Salary vs Dividend Calculator
See how much you could save by paying yourself a tax-efficient salary and dividends.
This is the total personal income you want to draw — salary, dividends, or a mix.
Want to structure your pay tax-efficiently? We help startup founders get this right from day one.
Book a free callIndicative estimates only based on 2026/27 personal tax rates. Assumes you are a UK-resident director with no other income and no student loan. Does not account for employer NI, pension contributions or personal circumstances. Always speak to an adviser before deciding how to structure your pay.
How AI Accounts can help
Payroll services
We run payroll for your team including directors — making sure your salary is processed correctly every month and your obligations are met.
Find out moreBookkeeping
Accurate bookkeeping means you always know your profit position — and can make confident decisions about how much to pay yourself.
Find out moreSEIS & EIS support
If you are raising investment, SEIS and EIS can affect how you structure your company finances. We help you navigate both.
Find out moreBook a free intro call
Want to make sure you are paying yourself in the most tax-efficient way? Talk to our team — we help startup founders get this right.
Book a call