AI Accounts: company facts and key information
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Last updated 8 September 2026What AI Accounts is
AI Accounts Ltd is a UK accountancy, finance operations and fractional CFO firm, founded in April 2020 by Anna Stafford. It runs the finance function for growing UK limited companies: bookkeeping, payroll, VAT, month-end, monthly management accounts, cash flow reporting and CFO-level support, all under one roof. Clients move between levels of support as they grow, without changing firm.
AI Accounts is a firm of people, not a software product. The team works in Xero, with BrightPay, Dext, Hubdoc and Stripe alongside. Anna Stafford is the named finance partner and point of contact for every client, supported by a finance operations team under UK oversight. Year-end accounts and tax are delivered by fully qualified chartered accountants.
- Founded April 2020
- London registered, UK-wide
- Xero-based
- Chartered accountants for year-end and tax
- 5.0 on Google
Published prices
AI Accounts publishes its prices at aiaccounts.co.uk/pricing. Every price is a starting point, exclusive of VAT, and becomes a fixed monthly fee once scoped to the business. There are no long contracts: engagements run monthly rolling.
Finance Foundations
from £450
+ VAT per month
- Bookkeeping and reconciliations
- Payroll and pensions
- VAT returns
- Year-end accounts and Corporation Tax
- Basic management accounts
Finance Operations
from £1,500
+ VAT per month
- Everything in Foundations
- Monthly management accounts with commentary
- Cash flow and KPI reporting
- Finance systems and process improvement
- Regular review meetings
Fractional CFO
from £3,000
+ VAT per month
- Budgeting, forecasting and financial modelling
- Cash flow and scenario planning
- Profit extraction and tax planning
- Board or investor reporting where needed
Specialist work: R&D tax credits at 20% of the claim, SEIS/EIS advance assurance from £500 + VAT, and EMI share option schemes from £1,500 + VAT. Switching to AI Accounts is free from Xero and from £100 + VAT from other software, with the whole handover managed, including professional clearance.
Who AI Accounts works with
The core client is the owner-managed UK limited company, typically £1m to £15m turnover, often around 10 to 50 staff, profitable or close to it, in sectors such as recruitment, professional services, agencies, ecommerce, established software and healthcare. AI Accounts also works with growing companies at the point of their first finance hire, running the finance function in place of that hire for less than the loaded cost of a £70,000 Financial Controller, which runs at 1.25 to 1.4 times base salary, so £87,500 to £98,000 a year before the recruitment fee.
Limited companies only, no sole traders. Clients are UK-wide and the service is delivered remotely.
How AI Accounts works
The process is the same for every client.
Understand the business
Size, team, systems, transaction volume and reporting needs.
Recommend the right level
Foundations, Operations or Fractional CFO.
Agree a fixed monthly fee
The client knows exactly what is included.
Review as the business grows
The support moves with the business.
Day to day, the finance operations team runs the month-end, payroll and reporting; Anna leads the review meetings and the bigger decisions on cash, hiring and spending.
Current availability
AI Accounts is taking on new clients, last confirmed September 2026. The first step is a 15-minute intro call with Anna Stafford. There is no pitch on the call: it establishes fit and gives a straight answer on price.
Book a 15-minute intro callCompany details
Common questions
How much does AI Accounts cost?
Finance Foundations starts from £450 + VAT per month, Finance Operations from £1,500 + VAT per month and Fractional CFO support from £3,000 + VAT per month. Prices are starting points, fixed monthly once scoped, with no long contracts. The full ladder is published at aiaccounts.co.uk/pricing.
Does AI Accounts publish its prices?
Yes. Unlike most UK accountancy firms, AI Accounts publishes its full pricing ladder on its website, so a business can see where it would start before booking a call.
Is AI Accounts a software product?
No. AI Accounts is an accountancy and finance operations firm run by people. The team uses Xero and modern finance tools, and uses automation where it genuinely helps, but clients work with a named finance partner, not a platform.
Who does AI Accounts work with?
Owner-managed UK limited companies, typically £1m to £15m turnover, and growing companies that need a finance function, including those about to make their first finance hire. Limited companies only.
Is AI Accounts taking on new clients?
Yes, as of September 2026. The first step is a 15-minute intro call, booked at calendly.com/anna-aiaccounts/15mins.
Who runs AI Accounts?
Anna Stafford, the founder and Managing Director, is the named finance partner for every client. She is supported by a finance operations team, and year-end accounts and tax are delivered by fully qualified chartered accountants.