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Finance Foundations • Early stage

Accounting for startups, built on strong foundations.

Accurate numbers, deadlines handled, finance basics done properly. We help UK startups get bookkeeping, payroll, VAT and year-end right from the start, so you can spend less time on admin and more time building.

★★★★★  5.0 on Google •Delivered by chartered accountants •Fixed monthly fees, no long contracts
Trusted by ambitious UK businesses
20i Multiplier Anonymised Capio Recruitment Alphalake AI

When your business needs the finance basics in place

In the early stages of growth, finance can quickly become messy. Good accounting for startups should keep bookkeeping, payroll and deadlines under control, but too often bookkeeping slips behind, payroll becomes another admin task, and deadlines start to creep up. Founders end up spending time on finance jobs that should already be handled.

That is usually the point where reliable finance support starts to make a real difference. The right bookkeeping, payroll and compliance support helps you spend less time chasing admin and more time running the business.

Signs you need stronger finance foundations

  • Bookkeeping is slipping behind
  • Payroll feels manual or time-consuming
  • You are not fully confident in the numbers
  • Compliance deadlines feel too easy to miss
  • Finance admin still sits with the founder
  • You need better month-to-month visibility
  • The business is growing, but the basics are not keeping up
Who this is for

Built for early-stage and founder-led businesses

Early-stage startups Founder-led businesses Companies building their first finance processes Businesses that need reliable day-to-day finance Teams not yet ready for Operations or CFO support
What is included

The finance basics, handled properly

Everything an early-stage business needs to stay accurate, compliant and organised. Explore each area below.

Bookkeeping

  • Cloud-based bookkeeping kept current
  • Regular reconciliations and transaction posting
  • Clearer visibility over income and costs

Payroll

  • Payroll setup and processing for your team
  • Accurate RTI submissions and compliance
  • Payslips, reports and workplace pensions

Management accounts

  • Monthly management accounts on time
  • Clearer visibility over performance and costs
  • Better support for day-to-day decisions

Year-end accounts & Corporation Tax

  • Annual financial statements prepared accurately
  • Filed on time with Companies House and HMRC
  • Corporation Tax returns prepared and submitted

VAT returns

  • VAT returns prepared and filed on time
  • Making Tax Digital compliant submissions
  • Help choosing the right VAT scheme

Self Assessment

  • Personal tax returns for company directors
  • Salary, dividends, share options and reliefs
  • Prepared and filed accurately with HMRC

Xero accountants

  • Xero setup, migration and day-to-day support
  • Free switching to Xero
  • Your finances in one place, kept current

Company formation

  • Company incorporation done properly
  • The right structure and registrations
  • Finance set up from day one

Day-to-day finance support

  • Less finance admin sitting with the founder
  • More dependable finance routines
  • A clearer base to build on as you grow
Why AI Accounts

The right basics, the right level of support

We help you put the right finance basics in place, so your records stay accurate, your deadlines stay on track and your business has a stronger base for growth.

Accurate numbers

Your bookkeeping and reporting stay organised, current and easier to rely on.

Compliance handled

Payroll, VAT, year-end and tax deadlines stay on track, so nothing important slips.

Less admin on the founder

Less day-to-day finance admin sitting with you, so you can focus on the business.

Support that fits your stage

The level of support that suits an early-stage business, without paying for more too soon.

Delivered by chartered accountants Founder, nearly 20 years AML supervised by HMRC 5.0 on Google
From £450 + VAT / month

Simple fixed monthly fees, no long contracts. We scope every proposal to your business.

View full pricing
★★★★★

“Anna and AI Accounts are very competent, receptive and solution-focused, and I trust their advice.”

Mattia, Anonymised

£120,000+ saved by 20i in year one 5.0 Google rating Named client case studies
Free tools

Handy calculators for early-stage founders

Outgrowing the basics?

Support that scales when you do

Many clients start with Finance Foundations and move up as the business grows.

Next step

Finance Operations

For growing businesses that need stronger reporting, better processes and clearer financial visibility.

Explore Finance Operations
For scaleups

Fractional CFO

For businesses that need forecasting, board reporting and more strategic finance input.

Explore Fractional CFO
FAQs

Finance Foundations questions

The day-to-day essentials: bookkeeping and bank reconciliations, payroll and workplace pensions, VAT returns, basic management accounts, and year-end accounts with Corporation Tax. We shape the support around what your business needs now and next.

It starts from £450 + VAT per month. Fees are fixed and monthly with no long contracts, and we scope every proposal to your business.

Yes. It is built for early-stage and founder-led businesses that need accurate records, covered deadlines and less finance admin, but are not yet ready for Finance Operations or Fractional CFO support.

Yes, and we handle the move for you. Switching from Xero is free, and switching from other software starts from £100 + VAT depending on size.

Client work is delivered by a team of chartered accountants, led by founder Anna Stafford, who has nearly 20 years in finance. We are rated 5.0 on Google.

You can move up to Finance Operations for stronger reporting and processes, or to Fractional CFO support for forecasting, board reporting and strategic input. Many clients start with Foundations and grow from there.

Get your finance foundations right

If your business needs reliable finance support to stay organised, compliant and ready for growth, we can help.